* postgres2: default the filemeta CREATE TABLE when createTable is unset
An empty createTable rendered through fmt.Sprintf produced
%!(EXTRA string=filemeta), which Postgres rejected with a syntax error at
init. Fall back to a working template so a minimal config bootstraps.
* mysql2: default the filemeta CREATE TABLE when createTable is unset
Same empty-template failure the postgres2 path had: an unset createTable
rendered to %!(EXTRA string=filemeta) and MySQL rejected it at init.
Fall back to a working template.